What Our Legal Terms Actually Cover
Our terms of service define the conditions under which your account is opened, maintained, and — where necessary — suspended or closed. We process personal data only to the extent required to verify your identity, process your DANA, OVO, GoPay or QRIS transactions, and keep your
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account secure. Data is never sold to third parties. We retain transaction records for the period required by applicable regulations, after which records are anonymised or deleted on a rolling schedule. Because access depends on local law, we apply region-specific eligibility checks at the account-creation step.
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Any changes to these legal terms are communicated via your registered email at least 14 days before they take effect, so you have time to review them before they apply to your account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.